Variable Interest Rates

Term Type Our Rates Posted Rates History & Trends
Prime Rate Bank of Canada 3.95% NA Prime Increased + 0.25% Oct 24 2018
Variable Open 3.35% 6.95% Prime Increased + 0.25% Oct 24 2018
HELOC Closed 4.45% 5.20% Prime Increased + 0.25% Oct 24 2018
3 Yr Variable Closed 3.45% 3.95% Prime Increased + 0.25% Oct 24 2018
5 Yr Variable Closed 2.90% 3.95% Prime Increased + 0.25% Oct 24 2018
5 Yr Variable Closed QC30* 2.85% 3.95% Prime Increased + 0.25% Oct 24 2018

Fixed Interest Rates

Term Type Our Rates Posted Rates History & Trends
1 Year Closed 3.19% 3.59% Decreased June 20 2019
2 Year Closed 3.19% 3.74% Decreased June 20 2019
3 Year Closed 2.89% 3.89% Decreased May 14th 2019
4 Year Closed 2.99% 3.94% Decreased June 28 2019
5 Year Closed 2.84% 5.34% Decreased June 28 2019
5 Year Closed QC30* 2.79% 5.34% Decreased June 28 2019
7 Year Closed 3.57% 5.80% Decreased June 28 2019
10 Year Closed 3.70% 6.10% Decreased June 28 2019
15 Year Closed 9.15% 9.45% Maintained Since January 2009
18 Year Closed 9.15% 9.45% Maintained Since January 2009
25 Year Closed 9.25% 9.55% Maintained Since January 2009

*The QC30 products refer to applications that fund within 30 days from time of submission to request of funds at lawyers office.