Variable Interest Rates

Term Type Our Rates Posted Rates History & Trends
Prime Rate Bank of Canada 3.95% NA Prime Increased + 0.25% Oct 24 2018
Variable Open 3.35% 6.95% Prime Increased + 0.25% Oct 24 2018
HELOC Closed 4.45% 5.20% Prime Increased + 0.25% Oct 24 2018
3 Yr Variable Closed 3.45% 3.95% Prime Increased + 0.25% Oct 24 2018
5 Yr Variable Closed 2.95% 3.95% Prime Increased + 0.25% Oct 24 2018
5 Yr Variable Closed QC30* 2.90% 3.95% Prime Increased + 0.25% Oct 24 2018

Fixed Interest Rates

Term Type Our Rates Posted Rates History & Trends
1 Year Closed 3.29% 3.79% Decreased April 5 2019
2 Year Closed 3.29% 3.79% Decreased April 5 2019
3 Year Closed 2.99% 4.44% Decreased April 5 2019
4 Year Closed 3.29% 4.59% Decreased April 5 2019
5 Year Closed 3.19% 5.34% Decreased April 5 2019
5 Year Closed QC30* 3.09% 5.34% Decreased April 5 2019
7 Year Closed 4.29% 5.34% Increased Nov 5 2018
10 Year Closed 4.49% 5.34% Increased Nov 5 2018
15 Year Closed 9.15% 9.45% Maintained Since January 2009
18 Year Closed 9.15% 9.45% Maintained Since January 2009
25 Year Closed 9.25% 9.55% Maintained Since January 2009

*The QC30 products refer to applications that fund within 30 days from time of submission to request of funds at lawyers office.


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