Variable Interest Rates

Term Type Our Rates Posted Rates History & Trends
Prime Rate Bank of Canada 3.70% NA Prime Increased + 0.25% July 2018
Variable Open 3.10% 4.85% Prime Increased + 0.25% July 2018
HELOC Closed 4.20% 5.20% Prime Increased + 0.25% July 2018
3 Yr Variable Closed 3.30% 3.85% Prime Increased + 0.25% July 2018
5 Yr Variable Closed 2.70% 3.20% Prime Increased + 0.25% July 2018
5 Yr Variable Closed QC30* 2.65% 3.20% Prime Increased + 0.25% July 2018

Fixed Interest Rates

Term Type Our Rates Posted Rates History & Trends
1 Year Closed 2.99% 3.50% Fell in July 2018
2 Year Closed 3.19% 3.44% Fell in July 2018
3 Year Closed 3.14% 3.59% Fell in July 2018
4 Year Closed 3.04% 3.89% Fell in July 2018
5 Year Closed 3.24% 5.59% Fell in July 2018
5 Year Closed QC30* 3.24% 4.89% Fell in July 2018
7 Year Closed 3.94% 5.80% Fell in July 2018
10 Year Closed 3.79% 6.10% Fell in July 2018
15 Year Closed 9.15% 9.45% Maintained Since January 2009
18 Year Closed 9.15% 9.45% Maintained Since January 2009
25 Year Closed 9.25% 9.55% Maintained Since January 2009

*The QC30 products refer to applications that fund within 30 days from time of submission to request of funds at lawyers office.